There could be several reasons why a no cash back situation was not received for a Nearby Offer. The most common instances are as follows:
- You must make your purchase with a card that is linked to your Dosh wallet.
- We recommend that you connect all of your cards to the app so you can take full advantage of any available Dosh offers. That way you can use your cards interchangeably without having to remember a specific one to use.
- If you're using your debit card and the transaction was processed as debit.
- To ensure cash back with debit, you must swipe it like a credit card (do not use your PIN #) to receive your cash back. Otherwise, the transaction goes directly to your bank and not the credit card companies that we’re linked with (Visa, MasterCard and American Express). This is a known “no cash back” instance in the industry and not isolated only to Dosh. We track your cash backs through your credit card transactions, not your bank transactions.
- Your credit card processor did not clear the transaction, which invalidated any cash back.
- You linked your card and immediately tried to use it for a Nearby Offer. Once you link your card, it usually takes about 24 hours to register with our credit card partners then you’ll receive cash back automatically.
- A merchant's credit card processing device will read the chip on the card and will force a debit card transaction, which we have no control over. You must send us an image of your receipt to receive cash back.
- The offer may not have been valid at the time of purchase. Please make sure to check the app for any merchant updates.
- The offer may not be available to all the locations the business has.
- Be sure to check in the Offer details for valid locations.
- You purchased an item that was excluded, have already received the maximum cash back allowed by the merchant offer, or paid with a card that is excluded from the offer.
- Make sure to review the More Info & Fine Print section of the offer. You'll see any limits, exclusions, or caps that the merchant may have as part of their offer. This will help you to ensure your cash back.
- The card linked to your account may have expired. Please make sure to update your card before making a purchase, otherwise, it will result in no cash back.
- A merchant/business switches to a different credit card processor, and we’re unaware of this change. Once we’re aware of this issue, we work with the credit card companies to map the new credit card links to the business address and the offer.
Nearby Offers require up to ten days for any cash back to be deposited into your Dosh wallet. It will be in a "pending" state, until the transaction has been cleared. Please allow this timeframe to pass to ensure you receive your cash back. If it's exceeded ten days, and you have not received your cash back, please submit a ticket to Dosh Support. We'll try our best to get you your cash back!